MyDebtCalculator
Three steps. Type in what you owe, choose what you can pay each month, and see your debt-free date.
1
How much can you pay each month?
All of it together — the minimums plus anything extra. Slide it and watch the line move.
Your planIf you only paid the minimums
Or type the exact amount, and the month you want to start. Your minimum payments add up to £0.
2
What do you owe?
One box per debt — cards, catalogues, loans, overdraft, buy-now-pay-later, anything a collector is chasing. The numbers are on your latest statement or in the lender's app.
3
Your plan
Pay them in this order
If you could find a bit more each month…
| You pay | Clear in | Date | Interest | You save |
|---|
One cancelled subscription or takeaway a week is often £20–£100 of this.
Check one debt on its own
Your figures stay on this device. Nothing is sent anywhere.